Senior Issues News

Equity Release Enjoys a Growth Year

Thu, 01 Dec 2011 00:00:00 +0000

Research conducted by the Equity Release Solicitors Alliance (ERSA) has found that the percentage of people considering equity release has almost doubled compared with 12 months ago. UK wide research found that the percentage of people qualified for equity release and considering it has increased - from 20% to 38%. ...

Local Firm Support New �Death and Dying� Initiative

Thu, 24 Nov 2011 00:00:00 +0000

A new body has been launched to try to end what is perceived as the �taboo� in Scottish society which prevents open discussion of death dying and bereavement. The group called �Good Life Good Death Good Grief� is funded by the Scottish Government and its aims are supported by a...

Some timely winter preparations

Thu, 03 Nov 2011 00:00:00 +0000

Lesley Cunningham � a partner in the Senior Issues team suggests some timely winter preparations

As winter approaches��..

It is time to start thinking ahead about the cold weather. Our last two Scottish winters have been pretty severe with long cold spells and quite major snow falls. Older people can...

Sponsorship Day Fun

Wed, 28 Sep 2011 00:00:00 +0000

Caesar and Howie continued their long term sponsorship of Alloa Athletic by being main Sponsor of the Alloa v Montrose clash on 24th September. Fourteen guests enjoyed some silky football as Alloa�s young team ran out worthy 4 -2 winners � a win which takes Alloa to second place in...

Caring for your family � three easy steps for older people.

Tue, 26 Jul 2011 00:00:00 +0000

It never ceases to amaze me that so few of us plan ahead for adverse family events. It is difficult to get statistics but we think about 60% of adults haven�t made wills, probably about 90% haven�t done a power of attorney and possibly as few as 1% have completed an...

My spouse, my friend, my carer � be my attorney!

Fri, 24 Jun 2011 00:00:00 +0000

Most people in Scotland have a �best friend�. For many our best friend is our spouse � the person we trust to see to our needs � to nurse us when we fall ill and generally make sure we are looked after. That�s great and comforting for most of us. ...

Did You Pass Your Driving Test Many Years Ago?

Wed, 04 May 2011 00:00:00 +0000

Attention elderly drivers. Please see the attached request from a TV company. If anyone wants to take part please be in touch with us or contact the company direct. Thank you.

Did You Pass Your Driving Test Many Years Ago? Perhaps You Never Sat A Test At All? Do you Worry...

Scottish Government Moves on Care for Older People

Fri, 15 Apr 2011 00:00:00 +0000

Only the most politically aware and committed older folk will have waded through the Scottish Government�s recent publication �Reshaping Care for Older People, A programme for Change 2011- 2012�. Certainly it does not provide gripping reading for the layman although no doubt many NHS and Social work professionals will find...

Pensioners avoid the worst of legal aid cuts

Fri, 25 Mar 2011 00:00:00 +0000

With a £900 million cut in the Scottish Budget next year it is clear various services must be hit. A whole series of bodies including Age Scotland and the Scottish Association for Mental health have flagged up worries facing various sectors in society � particularly disadvantaged groups. .

The Law...

Not Long to Retiral Age Changes

Wed, 02 Mar 2011 00:00:00 +0000

We are only weeks away from a major change in employment law which will affect many people throughout the country. The Default Retiral Age where employees can be compulsorily retired because they have reached the age of 65 will go. The Default Retiral age will end finally on the 30th...

Be Wary of House Market Journalism

Wed, 24 Nov 2010 00:00:00 +0000

Anyone with an interest in the house market in Scotland must find some of the recent published articles confusing. One headline claimed "Scotland bucks the trend as house prices hit new highs". Yet this article had been preceded only a week before by a property "expert" claiming prices and the...

Care Costs Crisis

Tue, 23 Nov 2010 00:00:00 +0000

The Daily Mail recently reported that an estimated 20,000 homes a year in the UK are sold to pay for the care costs of the owner, when that owner needs residential care. That is a pretty dramatic figure and the Mail points out that effectively about 60 houses a day...

Pensioners should act now to beat legal aid cuts

Sun, 21 Nov 2010 00:00:00 +0000

With a £900 million cut in the Scottish Budget next year it is clear various services must be hit. A whole series of bodies including Age Scotland and the Scottish Association for Mental Health have flagged up worries facing various sectors in society � particularly disadvantaged groups.

Now the Law...

Do It Yourself � at your peril.

Wed, 18 Aug 2010 00:00:00 +0000

(Senior Partner Ivor Klayman of Caesar and Howie sounds a note of caution)

We live in austere times these days. Money is tight in most households and we are all looking for ways to get things done cheaply if we can. DIY stores are apparently bucking the retail trend for...

Protecting the Vulnerable � Policing Powers of Attorney

Thu, 29 Jul 2010 00:00:00 +0000

David Borrowman from Caesar and Howie discusses some of the issues brought up by clients considering granting Powers of Attorney.

Some clients worry about granting a Power of Attorney. Sometimes a client will say �I wouldn�t trust X to look after my affairs properly.� It is easy to deal with...

No Sale no Fee for CSPC sellers

Tue, 22 Jun 2010 00:00:00 +0000

House selling in Scotland has just become a little bit less painful for sellers using the Central Solicitors Property Centre. The CSPC has just launched a new �no sale no fee product� which will allow sellers to market their house with normal marketing costs being taken on credit up front,...

Pensioners Should Act Now Whilst Legal aid benefits remain

Fri, 11 Jun 2010 00:00:00 +0000

Scotland has a very generous legal aid system for pensioners. A pensioner can be on a state pension, have a modest private income, £26,664 of savings and still get legal aid for vital issues. For a pensioner couple the limit is £26,999. Issues of most interest to pensioners are writing...

Caesar and Howie welcome government moves to regulate will writers

Thu, 10 Jun 2010 00:00:00 +0000

One of the most important documents anyone will sign in their life is their Will. The purpose of a Will is legally to transfer a person�s property to other parties on death. That means the Will itself is a document of fundamental legal effect. It should be written in such...

Auchlochan Retirement Village Sales Event

Wed, 26 May 2010 00:00:00 +0000

The World is your Oyster at Auchlochan Retirement Village

Its the winning combination of exceptional surroundings, luxurious living and peace of mind that makes life at Auchlochan Retirement Village stand out like a rare and precious jewel. To find out more click here

As house prices fall by 7%, equity release applications in Scotland more than double

Tue, 27 Apr 2010 00:00:00 +0000

Equity Release Solicitors� Alliance member, Caesar and Howie report large growth in numbers of Scottish equity release clients

As Scottish houses prices have plummeted by almost 7%* during 2009, figures show a marked rise in equity release in the same period, according to Caesar and Howie, the first Scottish...

Scottish Pensions Association Conference

Tue, 20 Apr 2010 00:00:00 +0000

A large gathering of senior citizens enjoyed a lively annual conference of the Scottish Pensions Associating in Edinburgh on the 15th of April. George Henderson, OBE chaired the conference which was the seventy third in the Association�s history. Keynote speakers were Margo MacDonald MSP, Justin Glass from the Glasgow Old...

"Too many people missing out on legal aid for guardianships"

Mon, 12 Apr 2010 00:00:00 +0000

Is the view of Caesar and Howie family law expert Martin Monaghan, who is frustrated by the lack of publicity, given to this aspect of the Scottish legal aid system.

�Where a family member becomes incapacitated, many families have to have someone appointed as guardian to look after the affairs...

THE CARE COST CHALLENGE FOR FAMILIES

Mon, 12 Apr 2010 00:00:00 +0000

Sarah Patrick, partner at Caesar and Howie poses four questions she feels Scottish families should be able to answer. The questions are First, How much does residential care cost in Scotland? Second, Could you afford to pay for a family member going into care? Third, How many houses are sold...

Planning Ahead for Care Costs

Tue, 09 Mar 2010 00:00:00 +0000

Most of us tend to feel we are �indestructible� and we tend not to plan ahead for adverse life events. But thinking �It will never happen to me� isn�t a good reason for not taking basic steps to protect families and assets against adverse events occurring.

One issue which is...

Caesar & Howie Join Specialist Equity Release Group

Thu, 21 Jan 2010 00:00:00 +0000

Caesar & Howie have been invited to join the Equity Release Solicitors Alliance (ERSA) which is a group of specialist legal firms involved in equity release. The aims of ERSA are to improve the knowledge and understanding of equity release within the market place and to provide impartial specialist legal...

Taking the �Family Care� Message to the Masses

Tue, 08 Dec 2009 00:00:00 +0000

Caesar and Howie attended the Retirement Show at the SECC this year. This was a first for the firm. We shared a stall with our very good friends from the Glasgow Old People�s Welfare Association � to whom we are very grateful for their co-operation. The show pulled in a...

Equity Release Lending Increases

Mon, 16 Nov 2009 00:00:00 +0000

The latest figures from The Safe Home Income Plan Group, effectively the Equity Release Trade Body, show that equity release lending is increasing. The total amount borrowed under these planes increased by no less than 19% in the third quarter of 2009 from the year previously.

However the total...

Senior Issues Roadshow hits Whitburn

Mon, 02 Nov 2009 00:00:00 +0000

Whitburn Miner�s Welfare was the latest stop off for the Caesar and Howie Senior Issues Roadshow. The Scottish Pensions Association hosted the annual meeting of their Whitburn branch and invited the Caesar and Howie team of Terry Ann O�Donnell and Lesley Cunningham to address the gathering.

Terry Ann�s presentation on...

Pensioners miss out in a nation digitally divided

Tue, 08 Sep 2009 00:00:00 +0000

New research shows there is a digital divide in Britain between pensioners and non-pensioners when it comes to bagging bargains online� and pensioners are missing out financially as a result.

Research from the Institute for Financial Studies commissioned by Age Concern and Help the Aged shows that non-pensioners increased their...

Caesar and Howie Spread the Word

Wed, 03 Jun 2009 00:00:00 +0000

Caesar and Howie were guests in attendance at the Scottish Pensions Association held in Loanhead Miners Welfare on Tuesday 26th May.

Members of the Firm�s Senior Issues team Terry O�Donnell and Suzanne Borrowman manned an information stall at the event and discussed legal...

Over-50s Fearful of Job Loss and Savings 'Double Whammy'

Tue, 02 Jun 2009 00:00:00 +0000

Millions of over-50s face a financial �double-whammy� unless the government does more to help them through the recession, a new report claims.

Older workers are increasingly afraid of losing their jobs at a time when their retirement savings are being ravaged by the economic downturn, according to Age Concern and...

The Caesar & Howie Group - Law firm scoops awards

Fri, 19 Sep 2008 00:00:00 +0000

The Caesar and Howie Group, who have offices throughout the central belt, achieved huge prominence at the Scottish Legal Awards held in Glasgow on 18th September. Nominated in no less than four categories the firm lifted the prestigious "Conveyancing Firm of the Year" award, fighting off competition from bigger city...

Retirees 'anxious about financial future'

Fri, 09 May 2008 00:00:00 +0000

Rising utility costs and fears of recession are the key concerns for people entering retirement, it has been claimed.

Research conducted by LV= has shown that 66 per cent of elderly people are concerned over a possible financial shortfall of some £4,000 per year when they retire.

Furthermore, a quarter of those...

Provision for free care for elderly 'needs to start now'

Fri, 02 May 2008 00:00:00 +0000

The provision of free care for the elderly in Scotland could prompt tax hikes and be detrimental to other services if action is not taken now, it has been reported.

According to a report by Lord Sutherland to the Scottish parliament, providing free individualised care for older people could cost £1...

Provision for free care for elderly 'needs to start now'

Fri, 02 May 2008 00:00:00 +0000

'The older the happier' new report claims

Mon, 21 Apr 2008 00:00:00 +0000

The older a person gets, the happier they are, according to new research.

A study conducted in the US has shown that happiness increased five per cent with every decade, in terms of how interviewees perceived their life.

The author of the University of Chicago study and sociology professor Yang Yang performed...

Older age groups 'worst affected by price increases'

Wed, 16 Apr 2008 00:00:00 +0000

Elderly people in the UK are the worst affected by the continuing slowdown in the economy, it has been claimed.

Research conducted by the Alliance Trust has found that over 50s face a greater impact when it comes to inflationary increases, with the over 75s age group bearing the brunt with...

Age Concern: Take time to choose the right care home

Wed, 09 Apr 2008 00:00:00 +0000

Older people should not be coerced into choosing a care home, one charity has warned.

According to Age Concern, it is important that people looking to go into a care home should not be rushed into making a decision, since it is a choice concerning where their next home is going...

Lifetime mortgage findings welcomed

Thu, 03 Apr 2008 00:00:00 +0000

Safe Home Income Plans (Ship) has greeted the findings of a Financial Services Authority (FSA) report into lifetime mortgages positively, according to reports.

The FSA investigation into feeling towards shopping for and purchasing lifetime mortgages showed that consumers seemed to comprehend the risks associated with such products.

Contained in the second stage...

Human Rights Act 'to protect the elderly'

Fri, 28 Mar 2008 00:00:00 +0000

The Human Rights Act may be adjusted in order to protect elderly people living in care homes, it has emerged.

Hundreds of thousands of people living in privately-owned care homes on council funds may soon be defended against abuse if a court ruling is successfully overturned, the BBC reports.

Ministers intend to...

Retirees warned about annuity purchase delay risks

Wed, 19 Mar 2008 00:00:00 +0000

Older people have been warned that by delaying the purchase of an annuity they could be costing themselves money.

Head of retirement income solutions at Just Retirement Nigel Barlow comments: "In uncertain economic conditions, consumers may feel it wise to defer buying their annuity - especially if their pension funds have...

New technology 'could save many people's sight'

Tue, 11 Mar 2008 00:00:00 +0000

The introduction of new equipment which enables the earlier detection of glaucoma could help save the sight of many people, according to the Royal National Institute of Blind People (RNIB).

Steve Winyard, head of campaigns at RNIB, explains that the organisation is very excited by the new technology.

"If it is widely...

Regular dental checks 'important'

Mon, 03 Mar 2008 00:00:00 +0000

Frequent dental checks are important way of maintaining healthy teeth and in many cases maintaining a healthy bank balance, it has been suggested.

According to Jason Buglass, who has been a qualified dentist for the past 21 years, it is a mistake to think that ignoring a dental health problem...

Cholesterol advice given

Thu, 28 Feb 2008 00:00:00 +0000

An expert on heart health has offered her advice on how to reduce cholesterol levels in a natural way by making dietary alterations.

According to Denise Armstrong, a lifestyle manager at the Heart Research UK charity, eating unsalted nuts and avocados on a regular basis can work to bring down...

Tips on lowering blood pressure given

Wed, 27 Feb 2008 00:00:00 +0000

The Blood Pressure Association (BPA) has offered five "key" tips to help people improve their health by lowering their blood pressure.

A spokesperson for the charity said that people should reduce their salt intake and ensure they do not consume more than six grams daily.

Meanwhile, eating at least five portions...

Elderly 'at increased dehydration risk'

Tue, 26 Feb 2008 00:00:00 +0000

Elderly people are at greater risk of dehydration than the majority of their younger counterparts, one expert has made clear.

Ian Crowder, public relations manager for the AA, has suggested that older people ought to take more precautions against dehydration if they are in a relatively arid climate.

Mr Crowder...

Sustainable homes 'must account for needs of occupants'

Mon, 25 Feb 2008 00:00:00 +0000

The government's plans for building affordable housing across the UK in the coming years will take into account likely elderly residents, it has been suggested.

Building.co.uk reports central government intends to establish legislation requiring housebuilders to meet Lifetime Homes standards.

These are intended to guarantee that the properties constructed account for the...

Smooth FM courts the boomer audience

Fri, 22 Feb 2008 00:00:00 +0000

A radio station owned by the Guardian Media Group has called in a marketing agency to help it appeal to an older generation of listeners, it is reported today.

Media reports state that the firm has hired Dye Holloway Murray to attempt to gain a larger market share of the demographic...

Pester power noted

Thu, 21 Feb 2008 00:00:00 +0000

Many older people who currently receive pension credit say that they only applied for the cash after being prompted to by a third party such as a family member or friend.

The Department for Work and Pensions explains that research from Age Concern shows that more than a third of people...

Range of retirees discovered

Wed, 20 Feb 2008 00:00:00 +0000

Half a dozen very different types of retirees have been named following research by Newcastle Building Society into the lifestyles of those over the age of 60.

The most prevalent of these groups are hoarders, who like to keep things that same as they were prior to giving up work and...

Older generation 'should lead by healthy example'

Tue, 19 Feb 2008 00:00:00 +0000

Older generations could partake in activities with youngsters to encourage each other to get fit, it was suggested this week.

According to Robert Crumbie, head of Sainsbury's initiative Active Kids, there are also many opportunities for older people to take the lead and give their children the means to perform physical...

Older people 'should get help with home heating'

Mon, 18 Feb 2008 00:00:00 +0000

Older people should be receiving financial assistance if they are struggling to meet their heating bills, the government has made clear.

Millions of pensioners take advantage of grants designed to help elderly Britons to pay their heating bills and the Department for Work and Pensions (DWP) has encouraged pensioners to...

Older people 'urged to claim heating cash'

Fri, 15 Feb 2008 00:00:00 +0000

Elderly people have been encouraged to seek heating grants to compensate for the costs of insulating their homes.

People in England who receive Pension Credit and live in their own home or rent from a private landlord can apply for a grant of up to £2,700 for an insulation and heating...

Consider all dental payment options

Thu, 14 Feb 2008 00:00:00 +0000

People thinking about having dental work carried out should think about the variety of payment options open to them, the British Dental Foundation (BDF) stated today.

Chief executive of the BDF Dr Nigel Carter explained that many treatments - which could include false teeth - will be available for a great...

State pension 'failing to keep pace'

Wed, 13 Feb 2008 00:00:00 +0000

Older people are having trouble coping with the increasing costs of living and the state pension is inadequate, according to Help the Aged.

Director of policy and external relations at the elderly people's charity Paul Cann made his comments in response to government statistics suggesting that the cost of living is...

Roses 'remain timeless'

Tue, 12 Feb 2008 00:00:00 +0000

The classic symbol of romance - the red rose - remains a popular choice for the older generation, according to a new survey.

Residents in 303 Bupa care homes were asked what their favourite flower was and roses topped the ranking - news which may be particularly significant given the proximity...

Age a factor in prostate cancer risk

Mon, 11 Feb 2008 00:00:00 +0000

Older men are more susceptible than younger males to contract prostate cancer, according to a specialist nurse from the Prostate Cancer Charity.

Louisa Fleure outlined a number of risk factors that make people more prone to prostate cancer and listed age among these.

Other factors include diet, race and family history, she...

Age Concern responds to E.ON price hike

Fri, 08 Feb 2008 00:00:00 +0000

Recently-announced price hikes from E.ON will cause "misery" for thousands of pensioners, according to Age Concern.

Director of the older people's charity Gordon Lishman comments that the organisation is concerned that seniors may well cut back on their heating due to fear regarding unaffordable bills.

"The government and energy companies must work...

Food intolerance sufferers 'should keep a diary'

Thu, 07 Feb 2008 00:00:00 +0000

People who suffer from a food intolerance and are affected by discomfort such as nausea and bloating should keep a food diary, according to Food Intolerance Awareness.

Muriel Simmons, chief executive of the Allergy UK department, explains that while keeping such a record may be a painstaking process, it is the...

Internet 'not a doctor substitute'

Wed, 06 Feb 2008 00:00:00 +0000

While the internet can be of benefit to patients as it provides easily-accessible information, it is not a replacement for a face-to-face consultation with a medical professional, according to the Royal College of General Practitioners (RCGP).

Professor Steve Field, chairman of the RCGP, stated in recent days that online resources should...

Take care in severe weather, urges Age Concern

Tue, 05 Feb 2008 00:00:00 +0000

Older people should be extra vigilant during the current spate of extreme weather that is affecting many parts of the country, according to Age Concern.

Gordon Lishman, director general of the elderly people's charity, explained in recent days that the icy temperatures and blustery winds mean that senior citizens should make...

Retirement offers 18 years "golden era"

Mon, 04 Feb 2008 00:00:00 +0000

The difference between the average age of retirement and the point at which an individual considers him or herself to be old is 18 years, a new report has revealed.

A study by insurance provider AXA has shown that, on average, current retirees left work at 60 and do not consider...

Scam awareness month launched

Fri, 01 Feb 2008 00:00:00 +0000

A campaign has been launched by the Office of Fair Trading (OFT) to make older people aware of the potential harm that scams could cause them.

While anyone can fall victims to such cons, the elderly are often hit hardest and data from the OFT suggests that older people are likely...

Britain's first pensioners' playground opens

Thu, 31 Jan 2008 00:00:00 +0000

The first pensioners' playground in Britain opened yesterday and was declared a success by elderly users.

It is hoped that the facility will lead to the creation of similar schemes elsewhere in the UK, according to the Metro.

Located in Greater Manchester, the £150,000 playground features fitness equipment which is specifically designed...

Reconsider early retirement, says Saga

Wed, 30 Jan 2008 00:00:00 +0000

Those approaching their senior years may well be looking forward to an affluent and active retirement, but this could be ruined by giving up work too soon, according to Saga.

Research by the older people's service provider suggests that Britain's most well-off pensioners are those in their 80 who worked up...

Average rucksack and contents 'worth £450'

Tue, 29 Jan 2008 00:00:00 +0000

Older people who have a taste for the outdoors may well find that they are carrying more valuable items around than they think, according to new research by AA Insurance.

A study by the provider suggests that the average backpack and contents is now worth roughly £450, with the top essential...

Traffic lights 'best way of making healthier food choices'

Mon, 28 Jan 2008 00:00:00 +0000

A traffic light diagram which details the product's nutritional information is the best way to help consumers make healthier food choices, according to Which?.

Sue Davis, chief policy advisor for the consumer watchdog, said that many consumers tend to be in a rush when they shop and as such a label...

'Distraction robbers' targeting the elderly

Fri, 25 Jan 2008 00:00:00 +0000

Elderly Britons have been warned by West Yorkshire Police that there are robbers in the area using distraction tactics to steal from unsuspecting old-age citizens.

The warning and an appeal for witnesses comes after a man posing as a water authority representative was able to divert the attention of an elderly...

British Gas price hikes 'disappointing'

Thu, 24 Jan 2008 00:00:00 +0000

The recent price increases announced by British Gas have been met with disappointment by older people's charity Age Concern.

Director of the organisation Gordon Lishman stated that such hikes will force many thousands of senior citizens into fuel poverty, which is already a major concern.

"We're really disappointed that despite their...

Wii games 'contribute to exercise quota'

Wed, 23 Jan 2008 00:00:00 +0000

Playing games such as boxing or tennis on the Nintendo Wii games console will contribute to the 30 minutes of exercise people should aim for on a daily basis, according to the Chartered Society of Physiotherapy (CSP).

A spokesperson from the trade union body stated that the console has a positive...

Many factors can cause spots, says the BAD

Tue, 22 Jan 2008 00:00:00 +0000

Those concerned over the condition of their skin may find they benefit from information given in recent days by the British Association of Dermatologists (BAD).

Nina Goad, from the BAD, explained that certain hair products, clothing and make-up can cause spots that may lead to acne, which can affect people later...

Number of older entrepreneurs increasing, says Prime

Mon, 21 Jan 2008 00:00:00 +0000

The number of older people establishing their own enterprises is increasing, Prime stated in recent days.

Ian Stobie, marketing and research officer for the older people's support organisation, explained that some individuals are getting into business because they require the money that such a venture can bring.

He noted that others have...

'Sensible gardens' desired

Fri, 18 Jan 2008 00:00:00 +0000

There is an increasing desire among members of the public for gardens to be "sensible", it has been claimed.

Garden designer Diarmuid Gavin tells the Evening Gazette that many gimmicks such as under-lawn lighting are no longer popular.

Instead, he argues that a return to gardens that serve the needs of their...

'Older people suffer most' from rural bank closures

Thu, 17 Jan 2008 00:00:00 +0000

Rural bank closures are affecting older people the most, according to a Help the Aged, which was responding to a report by the Commission for Rural Communities.

The State of the Countryside report reveals that only one in eight banks and building societies and fewer than one in ten of the...

Eye tests 'as important as blood pressure checks'

Wed, 16 Jan 2008 00:00:00 +0000

Not enough people have prioritised care for their eyes in the same way that they do with blood pressure, cholesterol or dental checks, according to the Royal National Institute of Blind People (RNIB).

Bill Alker, a spokesperson for the RNIB, stated in recent days that around 100 people lose their sight...

'More must be done' for older people's health

Mon, 14 Jan 2008 00:00:00 +0000

Far more should be done to aid older people with regard to health screening, according to Help the Aged.

Paul Cann, director of policy and external relations at the charity, stated that while the organisation welcomed Gordon Brown's announcement that increased emphasis is to be placed on prevention through screening, more...

Colonic hydrotherapy 'really good for detoxing'

Fri, 11 Jan 2008 00:00:00 +0000

Colonic hydrotherapy can be really good for detoxing the body and could be particularly beneficial for people with digestive concerns, according to one expert.

Karen Horn, a colonic hydrotherapist at the Body Works Clinic, explained how the procedure can remove waste that has collected in a person's bowels and that many...

Important for women to be breast-aware 'throughout their lives'

Thu, 10 Jan 2008 00:00:00 +0000

It is important for women to be breast-aware throughout their lives, according to Breast Cancer Care.

A spokesperson for the organisation explains that people should remember that "the most people who develop the disease are over the age of 50" and it is relatively rare in younger women.

"It is important that...

'Increased number' of older entrepreneurs

Wed, 09 Jan 2008 00:00:00 +0000

A larger number of people over the age of 50 are establishing their own businesses, recent research has suggested.

Commissioned by Yellow Pages, the results of the study indicate that a sixth of new firms set up in the UK are run by over-50s and that they make a contribution of...

'Start sooner rather than later' with IHT planning

Tue, 08 Jan 2008 00:00:00 +0000

Early planning is imperative with regard to inheritance tax (IHT), according to a firm of independent financial advisers.

Calculis stated in recent days that people that were always going to face a large IHT bill, regardless of the recent changes made by chancellor of the exchequer Alistair Darling, will still need...

All required nutrients 'can be found in food'

Mon, 07 Jan 2008 00:00:00 +0000

It is possible to get every nutrient the body needs from eating food, a spokeswoman for the British Nutrition Foundation (BNF) said today.

She added that those who take supplements because they feel that they are not getting all they can from their diet are best off taking a multi-vitamin and...

September the most popular time to join a gym

Fri, 04 Jan 2008 00:00:00 +0000

While many make new year's resolutions to get in shape, September is actually the most popular month for people to join the gym, according to LA Fitness.

A spokesperson for the fitness chain stated that although the beginning of the year is perceived to be the most common time to join...

Review finances in the new year, says Sainsbury's Bank

Thu, 03 Jan 2008 00:00:00 +0000

As 2008 begins, consumers should examine their monetary situation, according to Sainsbury's Bank.

The fiscal services provider suggests that carrying out such a review may enable consumers to more efficiently manage their spending and take advantage of better deals.

Donald MacLeod, head of cards at Sainsbury's, advises people who may be paying...

Alcohol 'not more damaging for elderly'

Wed, 02 Jan 2008 00:00:00 +0000

Older people should not be cowed into believing that alcohol is more damaging to them than to younger generations, it has been asserted.

The Peninsula Medical School in the south-west of England has published research indicating that moderate drinking - of one or two drinks per day, for example - is...

Be responsible with monetary issues, says Callcredit

Fri, 21 Dec 2007 00:00:00 +0000

Older people were recently advised to be responsible with regard to handling their finances by a credit reference agency.

A study by Callcredit suggests that over-55s are the age group most at risk of getting into debt, with 16 per cent of this demographic unable to define their levels of debt.

Over...

Vegetarianism 'linked to health benefits'

Thu, 20 Dec 2007 00:00:00 +0000

The meat-free diet has been associated with a number of health benefits, according to a charity.

A spokesperson for the Vegetarian Society explained in recent days that studies have shown that those who do not eat meat are at a lower risk of developing heart disease and obesity, as well as...

'A third' of over-55s support their kids financially

Wed, 19 Dec 2007 00:00:00 +0000

More than one in three (36 per cent) of over-55s contribute cash from their pensions to help support their children and grandchildren, according to research by Birmingham Midshires.

Furthermore, more than one in ten (12 per cent) of those over the age of 55 take money from their savings and investments...

Life insurers 'should encourage healthy lifestyles'

Tue, 18 Dec 2007 00:00:00 +0000

Life insurance providers have a part to play in promoting healthy lifestyles to people, according to the Association of British Insurers (ABI).

A spokesperson for the ABI noted that firms not only "have a role to play in encouraging people to adopt healthy lifestyles" but also in recognising that the adoption...

Social housing proposals 'a good idea in principle'

Mon, 17 Dec 2007 00:00:00 +0000

Older people's charity Help the Aged has said that new proposals regarding social housing are, in principle, "good".

Regarding new proposals laid out in a speech by housing minister Yvette Cooper, senior housing policy adviser at the organisation Joe Oldman said that elderly people must have access to high-quality, independent accommodation...

'Collect pensions early on Christmas Eve'

Fri, 14 Dec 2007 00:00:00 +0000

Older people who receive only a state pension will be able to collect the cash from their local Post Office on Friday December 21st, a UK charity advises.

However, Help the Aged reports that due to a decision by the Department for Work and Pensions (DWP), elderly people who receive pension...

Increased longevity 'means cheaper life insurance'

Thu, 13 Dec 2007 00:00:00 +0000

The cost of life insurance appears to be falling "dramatically" due to the increased longevity of consumers, according to a leading independent financial adviser (IFA).

Libra Financial Planning notes that providers of such cover "aren't expecting people to die".

"They're more likely to have a critical illness like cancer or heart disease,"...

Age Concern comments on care payments

Wed, 12 Dec 2007 00:00:00 +0000

Leading UK charity Age Concern commented on government proposals regarding care payments for older people in recent days.

Director general of the organisation Gordon Lishman stated that the agency is "very pleased" that numerous government departments are working together with local authorities to improve care services.

"These changes are ambitious and will...

Retirement worries identified

Tue, 11 Dec 2007 00:00:00 +0000

People in their 50s are most concerned about falling ill and not being able to work, according to figures from Alliance Trust Savings.

The firm's latest annual retirement confidence index suggests that other concerns that those in their 50s have include not saving enough for their senior years and losing their...

'More needs to be done' regarding UK pensions

Mon, 10 Dec 2007 00:00:00 +0000

The pensions bill is "a bit of a curate's egg", according to Donna Bradshaw, independent financial adviser with IFG Financial Services.

One of the biggest problems with the bill is its aim of "trying to please all of the people all of the time", which cannot be done, she contends.

Ms Bradshaw...

Response to pensioner benefit announcements

Fri, 07 Dec 2007 00:00:00 +0000

In response to the announcement by Pensions Minister Mike O'Brien that benefits for older people are to be made simpler, a number of organisations have commented.

Help the Aged director of policy Paul Cann states that the reforms will bring about a host of "small but significant" changes to the state...

Male baldness dismissed as it is "fashionable"

Thu, 06 Dec 2007 00:00:00 +0000

Some men who suffer from male pattern baldness feel that their condition is dismissed by society, according to a leading charity.

In recent days, Alopecia UK commented that some men become upset because they feel others do not regard their situation as important.

Ruth Bowdage, spokesperson for the charitable organisation, explained that...

Shop around for annuities, says Informed Choice

Wed, 05 Dec 2007 00:00:00 +0000

There are "massive" differences between different pension plans and annuities and as such consumers should shop around, according to Informed Choice.

Martin Bamford, joint managing director of the firm, suggests that it is "absolutely essential" for individuals to look around for the best deal they can get.

He notes that everybody has...

Surfing the net popular with retirees, says BCS

Tue, 04 Dec 2007 00:00:00 +0000

Using the internet has become a popular activity among the retired generation, according to the British Computer Society (BCS).

David Evans, government relations manager for the society, explains that many older people are finding that new information communications technology can be useful to them.

"It's very important that people of all ages...

People 'need to take personal responsibility' for retirement savings

Mon, 03 Dec 2007 00:00:00 +0000

Consumers need to take personal responsibility with regard to saving for the future, according to Abbey.

The financial service provider states that over half (53 per cent) of UK adults do not know how much money they would need to save to enable them to live the way they want to...

Age Concern comments on retirement villages

Fri, 30 Nov 2007 00:00:00 +0000

Retirement villages can have a range of benefits, including additional security, good facilities and the opportunity for older people to mix with their peers, according to a leading charity.

A spokesperson for Age Concern states that such facilities can create a ready-made community that offers tailored support for it elderly residents.

However,...

Overs-50s 'have more opportunity for travel'

Wed, 28 Nov 2007 00:00:00 +0000

Consumers over the age of 50 have a greater means and opportunities to travel, according to a financial services group.

Alliance & Leicester stated yesterday that over-50s tend to have more money and free time to pursue such diversions as travel.

"The over-50s tend to have a bit more time, because they...

Staying happy 'improves life expectancy'

Tue, 27 Nov 2007 00:00:00 +0000

Maintaining a positive outlook may help older people enjoy a longer life, according to new research.

A study published in the December issue of Diabetes Care found that older people suffering from the condition who were treated for depression tended to live longer than those who did not obtain such support.

The...

Older people given Christmas spending advice

Mon, 26 Nov 2007 00:00:00 +0000

Elderly people are being encouraged to take more control over their finances in the run-up to Christmas.

Help the Aged and Barclays have partnered to launch a guide, called Your Money Matters, to help older people organise their cash during the festive period.

The project aims to raise awareness of financial issues...

Civil partner pension scheme discrimination "needs sorting out"

Fri, 23 Nov 2007 00:00:00 +0000

Discrimination regarding private pension schemes and civil partnerships is a reality and needs "sorting out", according to an independent financial advisory firm.

Jane Mudge, director of Iris Financial Planners said in recent days that the Civil Partnership Act does not extend to cover private pension schemes.

As such, pension scheme trustees...

Prepare for a "fantastic" retirement

Thu, 22 Nov 2007 00:00:00 +0000

Those retiring now and in the immediate future will, for the most part, have a "fantastic" retirement, Prudential said today.

According to the financial services firm, the majority of people who will leave full-time work in the coming year will be retiring early and on a final salary scheme.

However, Ali Crossley,...

Over 50s 'plan to travel the world'

Wed, 21 Nov 2007 00:00:00 +0000

Britain's older generation intend on travelling the world more regularly over the coming years, new figures have revealed.

According to new research by Alliance & Leicester, nearly 11 million people over the age of 50 plan to take part in a range of globetrotting activities.

Almost a quarter (22 per cent) would...

Elderly 'would benefit' from energy efficient homes

Tue, 20 Nov 2007 00:00:00 +0000

Upgrading existing homes to an adequate level of energy efficiency would greatly benefit older people, the Federation of Master Builders (FMB) stated recently.

Director of external affairs at the federation Brian Berry noted that "if all homes were upgraded to a sufficient standard" then it would reduce the number of old...

Deregulation of workplace pensions welcomed

Mon, 19 Nov 2007 00:00:00 +0000

The National Association of Pension Funds (NAPF) has welcomed recent government measures to support workplace pensions.

Joanne Segars, chief executive of the NAPF, commented that the association's members report that deregulation is the key to sustaining good workplace pensions and that the government's package signals that it supports quality provision.

Specific points...

'Ignore traditional gardening advice' in warmer winters

Fri, 16 Nov 2007 00:00:00 +0000

Milder winters as a result of unpredictable weather result in the need to ignore traditional gardening advice in some cases.

Such is the opinion of horticultural magazine Gardening Which?, which noted that a particularly mild festive period can result in plants continuing to grow during a period of time traditionally associated...

Single seniors 'enjoy their freedom'

Thu, 15 Nov 2007 00:00:00 +0000

Older women feel much healthier and happier living alone and enjoy their status as senior singletons, a recent study indicated.

Funded by the Economic and Social Research Council (ESRC), the survey looked into the impact of living alone, with a spouse or with friends on the health and happiness of elderly...

'Take advantage of benefits this winter'

Wed, 14 Nov 2007 00:00:00 +0000

Older people are being urged to make the most of the benefits offered to them during the winter period.

Campaigning with the message "you've got to claim it to gain it", the British Gas Help the Aged Partnership is encouraging elderly people to take the benefits they are entitled to in...

Alzheimer's risk 'reduced by oily diet'

Tue, 13 Nov 2007 00:00:00 +0000

The risk of developing Alzheimer's and dementia could be reduced by a diet rich in fish, fruit and vegetables, new research has suggested.

A study examined the eating habits of more than 8,000 men and women who were over the age of 65 and did not have any mental health...

Saving for pensions is 'very flexible'

Mon, 12 Nov 2007 00:00:00 +0000

People concerned about having not saved for their pensions could have fewer worries than they may think, according to a leading financial planning service.

AJS Wealth Management recently stated that many people think that if they get to their 40s and 50s without making arrangements for their senior years then they...

Older people's charity comments on local transport bill

Fri, 09 Nov 2007 00:00:00 +0000

Help the Aged has commented on the new local transport bill which was published by the government yesterday.

Senior policy officer for the charity Alan Burnett stated that local transport is a "vital" facility for older people as it allows them to remain in contact with family and friends as well...

New 'guidelines to protect the elderly' announced

Thu, 08 Nov 2007 00:00:00 +0000

New proposals to protect older people have been announced by the Crown Prosecution Service (CPS).

The draft policy states that offences against elderly people should be dealt with more harshly, in the same way as crimes that are motivated by homophobia or racism.

Director of public prosecutions Sir Ken Macdonald commented that...

Pensioners' organisations respond to Queen's Speech

Wed, 07 Nov 2007 00:00:00 +0000

Several organisations concerned with the welfare of older people have commented on the speech made by the Queen at the state opening of parliament yesterday.

The National Association of Pension Funds welcomed the announcement that there will be a new pensions bill that gives detail about personal accounts.

Chief executive of the...

Over-50s 'make use of internet' to discuss health concerns

Tue, 06 Nov 2007 00:00:00 +0000

An increasing number of older people are discussing issues such as health advice with their peers online, new figures have suggested.

Data from over-50s service provider Saga has indicated that the most popular area on its Saga Zone social networking site is the health related forum, which receives thousands of visits...

Eco towns should be age-friendly, says Help the Aged

Mon, 05 Nov 2007 00:00:00 +0000

New eco towns planned by the government should take older people into account in their design, Help the Aged has stated.

Following an announcement by housing and planning minister Yvette Cooper that a competition is to be held regarding the designs for the planned new housing, Help the Aged has stated...

Financial planning 'a must for overseas retirement'

Fri, 02 Nov 2007 00:00:00 +0000

Long-term financial planning is vital for those considering overseas retirement, a leading elderly people's charity has stated.

Age Concern suggested that it may be advisable for senior citizens thinking about spending their retired years in the sun to move to their desired country on a trial basis as living in a...

Diet advice published for over-50s

Thu, 01 Nov 2007 00:00:00 +0000

A leaflet that provides advice on how people over the age of 50 can improve their diets was published by the Food Standards Agency (FSA) recently.

Research published by the agency also published yesterday suggests that despite awareness of advice on healthy eating in the 50 - 65-year-old demographic is high,...

Elderly nutrition plan published

Wed, 31 Oct 2007 00:00:00 +0000

Moves were made yesterday to ensure that the nutritional requirements of older people in hospitals and care homes are met.

The Nutrition Action Plan published by health minister Ivan Lewis also intends to tackle issues regarding malnutrition.

Mr Lewis commented that there are too many reports of poor food quality and...

Seniors advised to prepare for winter

Tue, 30 Oct 2007 00:00:00 +0000

Health minister Ivan Lewis has today urged elderly consumers to prepare for cold weather as the run-up to Christmas approaches.

Mr Lewis's appeal coincides with the launch of the government's Keep Warm Keep Well campaign, which aims to reduce the number of cold-related illnesses and deaths during the winter months.

Coordinated by...

Brits planning for retirement excitement

Mon, 29 Oct 2007 00:00:00 +0000

Britons are preparing for a fun-filled retirement, new research has suggested.

A study by Abbey Savings has indicated that almost half (44 per cent) of consumers are planning a round-the-world trip for when they retire.

It was also noted that retired people feel - on average - 16 years younger than their...

Initiative launched to improve senior citizen's Christmases

Fri, 26 Oct 2007 00:00:00 +0000

A leading UK charity has launched a campaign to help elderly people enjoy a happy festive period.

Help The Aged's One is the Saddest Number campaign has indicated that while many consumers prepare to spend time with their families over the festive period, as many as one million older people face...

Number of Scottish retirees 'set to skyrocket'

Wed, 24 Oct 2007 00:00:00 +0000

The number of Scots of pensionable age is set to increase by almost a third (31 per cent), to 1.29 million in coming years.

Such is the result of new research carried out by the General Register Office for Scotland, which states that the entire population of the country is projected...

Older people's rights protested in 'invisible' demonstration

Tue, 23 Oct 2007 00:00:00 +0000

An 'invisible' protest will take place at Westminster tomorrow to highlight concerns that the rights of old people are being ignored by the government.

Dressed in dark glasses, hats and bandages so they resemble HG Wells' Invisible Man, protestors from the National Pensioners Convention (NPC) will join a rally and lobby...

Exercise 'may help brain functions'

Mon, 22 Oct 2007 00:00:00 +0000

New research has suggested that the flow of blood to the brain may be beneficial to the functioning of the organ.

Such research could lead to a breakthrough in treatment of conditions such as Alzheimer's, schizophrenia and multiple sclerosis due to their relationship with blood vessels in the brain, in news...

Older people 'less stressed' than their younger counterparts

Fri, 19 Oct 2007 00:00:00 +0000

Individuals are more likely to feel stressed during their twenties than in later life, a new study has revealed.

Research published today by Saga has also indicated that the most prevalent worry for Britons is pressure to be successful financially (40 per cent).

While more than two thirds (69 per cent)...

Long-term care insurance market declining, says ABI

Thu, 18 Oct 2007 00:00:00 +0000

Despite an increasing requirement for care in a population that is living to be older than ever before, the long-term care insurance market is in decline.

Such is the opinion of the Association of British Insurers (ABI), which stated that as individuals get older and require care for longer due to...

Elderly people 'face confusion' over care homes

Wed, 17 Oct 2007 00:00:00 +0000

Elderly people 'face confusion' over care homes

Older people face a great deal of confusion when making decisions about care homes, it has been reported.

People in their senior years are at a disadvantage from the first step of considering going into a care home, according to a new report by the...

Blood test provides step towards predicting chances of Alzheimer's

Tue, 16 Oct 2007 00:00:00 +0000

Researchers have developed a test that identifies changes in blood plasma to provide a step towards letting people know their chances of developing Alzheimer's disease.

Scientists at Stanford University School of Medicine have found that the test could predict the onset of the condition up to six years before the patient...

Older people 'many times happier than younger counterparts'

Mon, 15 Oct 2007 00:00:00 +0000

Elderly people's life experience and the very passage of time have been identified as contributing factors to their contented nature, it has been reported.

Scientists have identified that people in their senior years are less likely to become emotionally wound-up and are increasingly liable to focus on the positive elements of...

Be ready for a colder winter, warns charity partnership

Fri, 12 Oct 2007 00:00:00 +0000

The British Gas Help the Aged Partnership has advised elderly people to prepare for a colder winter than last year, it has been announced.

Following the UK Met Office forecasting a chillier winter than in 2006, the partnership has advised all people in their senior years to ensure that their boilers...

'Too many' rely on property equity for retirement

Thu, 11 Oct 2007 00:00:00 +0000

Many Britons subscribe to the notion that equity in their property will provide an income for during their senior years, but this may be a misconceived idea, according to the Pensions Advisory Service.

Des Hamilton, technical director at the service, attributed the "vague notion" held by many people that their property's...

Implications of the pre-Budget report for the elderly

Wed, 10 Oct 2007 00:00:00 +0000

Pension credit for the poorest elderly people on a small pension will see an increase of £5 from April to £260 a year for a single person and by £7.65 to £397 per year for a couple, it has been reported.

In yesterday's pre-Budget report, chancellor of the exchequer Alistair Darling...

Pension Credit 'can make a massive difference' to lives of older people

Tue, 09 Oct 2007 00:00:00 +0000

Claiming Pension Credit can make a massive difference to the quality of life an older person enjoys, a leading UK charity has stated.

According to Age Concern, Pension Credit - along with other benefits - can provide people in their senior years with much-needed extra cash per week.

Such funds can aid...

"An abandoned generation" of women receive no state pension

Mon, 08 Oct 2007 00:00:00 +0000

A generation of female pensioners have been left in poverty by the government, according to the National Pensioners Convention (NPC).

The accusations are made in following a written parliamentary answer by pensions minister Mike O'Brien to a question from Liberal Democrat MP Steve Webb.

Mr O'Brien stated that 754,000 women pensioners between...

Consumers "sleep-walking" into retirement financial difficulties

Fri, 05 Oct 2007 00:00:00 +0000

Many people are complacent about the ways in which they will financially support themselves during their senior years, according to research by Defaqto.

A report by the independent financial data research company has suggested that fewer people are saving for their retirement than they are for their next vacation and more...

Old-age bankruptcy statistics questioned by Saga

Thu, 04 Oct 2007 00:00:00 +0000

Figures published in September stating that around seven per cent of all people going bankrupt in 2007 were retired - a four per cent increase since 2002 - have been questioned by the Saga Group.

In response to the statistics from accountancy firm Wilkins Kennedy, a spokesperson for the group stated...

Older market 'less likely to change drinking habits'

Thu, 04 Oct 2007 00:00:00 +0000

Ongoing research into the drinking habits of Britons has discovered that older generations are less likely to change their ways than their younger counterparts.

The survey, which uses data from visitors using the Drinkaware Trust website, found that 59 per cent of people said they would change their drinking habits or...

Covert administration of drugs "shouldn't happen"

Wed, 03 Oct 2007 00:00:00 +0000

The Scottish parliament was yesterday petitioned to stop elderly people in care homes from being given sedation without their consent, it has been reported.

Hunter West from Aberdeen stated that his 90-year-old mother was given 'covert medication' in a move to make it easier for staff to handle patients.

According to the...

Consumers "don't appreciate" what it takes to save for retirement

Tue, 02 Oct 2007 00:00:00 +0000

Many people do not comprehend how much cash they need to save in order to enjoy the standard of living they want to during their retirement, it has been asserted by an independent pensions advice organisation.

Technical director at the Pensions Advisory Service Des Hamilton stated that the occurrence of "fundamental...

Happy UK Older People's Day!

Mon, 01 Oct 2007 00:00:00 +0000

As the nation celebrates UK Older People's Day, new research by the government has suggested that Britain's over-50s are happier than at any other time in their lives.

Research carried out as part of the Generation Xperience campaign has indicated that elderly people enjoy good health into and beyond their 60s,...

Over 50s 'miles ahead' on food knowledge

Fri, 28 Sep 2007 00:00:00 +0000

People over the age of 50 may be more food savvy than their younger counterparts, according to research by a leading market research agency.

A study into the environmental impact of imported food by the British Market Research Bureau (BRMB) has indicated that fruit and vegetable consumers are more aware of...

Mixed-age workforces 'benefit employers'

Thu, 27 Sep 2007 00:00:00 +0000

New research by the Department for Work and Pensions has discredited a number of preconceptions about older employees in the UK workforce.

The study, which coincides with the first anniversary of the Employment Equality (Age) Regulations 2006, indicates the benefits employers can achieve through employing a mixed-age workforce.

Qualities younger respondents...

Scotland the 'second fattest nation in the world'

Wed, 26 Sep 2007 00:00:00 +0000

New statistics have revealed that Scotland is the world's second most overweight nation and that one in four Scottish adults are classed as being obese.

Coming in behind the USA, Scotland's obesity levels among adults has increased by some 46 per cent, according to the report by the Scottish Public Health...

'Doubts cast' on flu jab benefits

Tue, 25 Sep 2007 00:00:00 +0000

Researchers have claimed that the benefits of immunising elderly people against flu may be questionable, it has been reported.

A study published in The Lancet Infectious Diseases journal has noted that few vaccine trials have included elderly people in them and the benefits of providing people over the age of 65...

Pledges made to reduce Scottish hospital waiting times

Mon, 24 Sep 2007 00:00:00 +0000

Nicola Sturgeon has outlined steps being taken to ensure that patients are no longer part of "hidden waiting lists" in a system that will replace Availability Status Codes by the end of the year.

The cabinet minister for health and wellbeing assured the Scottish parliament of the development of a more...

Older people 'want to make the most of their retirement'

Fri, 21 Sep 2007 00:00:00 +0000

A survey of 1,000 over 50-year-olds revealed that many wish to engage in far more exciting activities than one may normally associate with older people.

Research conducted ahead of Generation Xperience UK Older People's Day on October 1st has indicated that rather than knitting, stamp collecting and reading, elderly people want...

Retired Scottish homeowners sitting on 'astonishing' lump sums

Thu, 20 Sep 2007 00:00:00 +0000

Research has indicated that people over the age of 65 in Scotland have £41.691 billion of property equity, some £4.58 billion of which was made in the last year.

According to Prudential, the figures for the year commencing March 2006 equate to the value of properties belonging to homeowners over 65...

Retired Scottish homeowners sitting on 'astonishing' lump sums

Thu, 20 Sep 2007 00:00:00 +0000

Avoid feeling Sad this autumn

Wed, 19 Sep 2007 00:00:00 +0000

Some 500,000 people are affected by Season Affective Disorder (Sad) between September and April, according to a support organisation.

The condition is most likely to first affect people during their thirties and around twice as many women are impacted upon by the disorder than their male counterparts, the Scotsman reports.

Warning indicators...

'Higher travel insurance costs' for visitors to the USA

Tue, 18 Sep 2007 00:00:00 +0000

The cost of travel insurance cover for those visiting the USA is likely to be higher than for a trip to Europe, Halifax Travel Insurance has asserted.

Halifax spokesperson David Bruce commented that medical fees in the United States are much higher than in Europe - a factor that may be...

"Really important" to take steps to combat dementia

Mon, 17 Sep 2007 00:00:00 +0000

It is "really important" for people to take steps to reduce their risk of dementia, according to the Alzheimer's Society.

A spokesperson for the care and research charity said that the threat of dementia-related illnesses such as Alzheimer's can be reduced through taking regular exercise, not smoking and drinking only in...

No reason why people "of any age" cannot use online banking

Fri, 14 Sep 2007 00:00:00 +0000

There is no reason why people "of any age" cannot make use of online banking facilities offered by banks, according to HSBC.

Nick Staib, a spokesperson for the group, commented that as long as consumers have the ability to send an email to someone, operating internet banking services should not be...

Pensioners 'make GBP 151 million a day'

Thu, 13 Sep 2007 00:00:00 +0000

Following daily rises of £151.22 million, retired homeowners now possess houses worth a total of £713.7 billion, according to Prudential.

The largest gains were made by elderly homeowners living in London, with an estimated increase of some £22 billion in property value taking place since May 2006.

Comparatively, pensioners in the...

Police advise the elderly to beware fake callers

Wed, 12 Sep 2007 00:00:00 +0000

Following a number of bogus caller burglaries in London, police have advised the elderly to be on their guard.

Rivenhall Gardens in Snaresbrook has seen three such incidents occur in the last month, when thieves posing as water company employees tricked older people into allowing them into their houses.

Snaresbrook Safer Neighbourhood...

'Half of consumers' think they will need 25,000 GBP a year for retirement

Tue, 11 Sep 2007 00:00:00 +0000

Almost half of consumers believe they will require an annual retirement income of over £25,000, according to Norwich Union.

In results of the study carried out by the insurer, some 47 per cent of respondents stated that they would need a retirement income of over the amount to enjoy a "comfortable"...

'Act soon' to ensure winter fuel payments by Christmas

Mon, 10 Sep 2007 00:00:00 +0000

Elderly people must ensure they apply for winter fuel payments before September 21st in order to receive the financial help before Christmas, it has been announced.

International charity Help the Aged has stated that while consumers already receiving the monetary aid need not apply again, those who normally benefit from the...

'Act soon' to ensure winter fuel payments by Christmas

Mon, 10 Sep 2007 00:00:00 +0000

IFA pensions advice 'recommended for the financially secure'

Fri, 07 Sep 2007 00:00:00 +0000

Wealthy retirees should seek pensions advice from an independent financial adviser (IFA) rather than using newspapers and other financial media, according to the managing director of Key Financial Consultants.

Dominic Mansley outlined that with more pensioners retiring with greater wealth it was "imperative that they do make sure that what they...

'Better to take out a pension with no advice' than not take one at all

Thu, 06 Sep 2007 00:00:00 +0000

Many consumers put off taking out a pension as they intend to seek advice on the matter from a professional, it has been stated.

Churchouse Financial Planning stated that having any form of retirement savings is preferable to having none at all, but noted that seeking professional advice is essential in...

Postcode pensions 'may benefit those in poorer areas'

Wed, 05 Sep 2007 00:00:00 +0000

Residents of poorer areas of Scotland may be offered higher pensions, calculated using their postcodes.

Insurer Legal & General is piloting the scheme with financial advisory firm Hargreaves Lansdown, where postcodes are used to estimate life expectancy for use in setting annuity rates.

Legal & General states that "a wealth of...

Scottish savers 'lead Britain' on pension funds

Tue, 04 Sep 2007 00:00:00 +0000

Scots are more likely to be financially ready for retirement than any other people in the UK, according to new research.

A study by The Bank of Scotland has also revealed that people in Edinburgh are most likely to have a pension and save for old age on a regular basis.

Of...

Government should take "active role" in fighting ageism

Mon, 03 Sep 2007 00:00:00 +0000

Almost two thirds of older people feel that the government is doing too little to combat age discrimination, according to a leading charity.

Head of public affairs at Help the Aged Kate Jopling commented: "It's high time the government stopped dragging its heels and took an active role in fighting age...

Increasingly high consumer awareness of Ship noted

Thu, 30 Aug 2007 00:00:00 +0000

Retirement Plus has noted the relatively widespread consumer knowledge of safe home income plans (Ship), the trade body for the equity release sector.

In a recent independent survey carried out on behalf of the equity release product firm, over one in five (20.7 per cent) participants noted that they were aware...

Older people 'enjoy financial freedom'

Tue, 28 Aug 2007 00:00:00 +0000

The 55th birthday might not traditionally be considered a milestone of great importance, but new research suggests that it could have a significant impact on individual lives.

According to data accrued in Birmingham Midshires' Life 2 campaign, 55 is the age at which people in the UK generally achieve...

DWP issues winter fuel payment advice

Fri, 24 Aug 2007 00:00:00 +0000

Older people across the UK have been urged by the Department for Work and Pensions to get their winter fuel payment applications in in plenty of time before Christmas.

Minister for pensions reform Mike O'Brien has said that by getting applications in now, older people should receive help heating their home...

Experts see reasons for extended pensions crisis

Wed, 22 Aug 2007 00:00:00 +0000

Three major issues have been highlighted by Prudential as reasons for a continuing pensions crisis in the UK.

A decline in occupational pensions - which pay up to two-thirds final salary - and the use of potential retirement savings to pay off debts and help their children by the Baby Boomer...

Saving for the future and understanding pensions important, says Age Concern

Tue, 21 Aug 2007 00:00:00 +0000

Consumers should be ready for retirement by saving for the future and an understanding of pension schemes is "really important", reports a national charity.

A large number of consumers in the 1970 and 1980s could not afford to contribute to a company pension scheme or did not have one available to...

Many elderly people "living in poverty"

Mon, 20 Aug 2007 00:00:00 +0000

As many as 1.8 million older people are "living in poverty" or just above the breadline, meaning they are unable to afford the health or social care they need, according to Age Concern.

Spokesperson Samuel Heath said that while many pensioners benefit from discounts on public transport, the situation is such...

Stock market fluctuations will not affect pensions, says NAPF

Fri, 17 Aug 2007 00:00:00 +0000

Chief executive of the National Association of Pension Funds (NAPF) Joanne Segars commented yesterday: "There is no reason to think that the stock market falls of the last few days will have a significant impact on pension provision."

Remarking on the potential impact of recent falls in the stock market on...

Company deficit agreements 'tailored to fit individual businesses'

Thu, 16 Aug 2007 00:00:00 +0000

Companies' financial situations are always taken into account when drawing up plans to recover deficits in pensions funding schemes, the Pensions Regulator said today.

Amy Balchin, spokesperson for the Pensions Regulator, commented that there are measures in place to ensure that if a company has a deficit it can be addressed...

Government 'should provide financial advice'

Wed, 15 Aug 2007 00:00:00 +0000

The government should provide financial advice for individuals who are facing complicated financial decisions about personal pensions and other issues, according to the Resolution Foundation.

Speaking on BBC Radio Five Live's Wake Up To Money, chairman of the foundation Clive Cowdery said that the majority of British consumers were unsure of...

Glaucoma 'could be an early warning for Alzheimer's'

Tue, 14 Aug 2007 00:00:00 +0000

A link between glaucoma and Alzheimer's has been discovered that could lead to the eye condition being seen as an early warning for dementia.

Scientists established a "clear link" between the causes of Alzheimer's and "one of the basic mechanisms behind glaucoma".

Due to glaucoma's tendency to develop several years before Alzheimer's,...

Grandparents in GBP57bn of debt, says Scottish Widows

Mon, 13 Aug 2007 00:00:00 +0000

UK debt held by retirees totals GBP57 billion, according to a Scottish Widows UK pension report.

The research indicates that more than 20 per cent of retired UK homeowners have an unpaid mortgage, with an average debt of £38,000. One in eight people owes more than £50,000 - placing more pressure...

GBP2.7bn in pension credits 'will remain unclaimed this year'

Fri, 10 Aug 2007 00:00:00 +0000

More than one in five pensioners are not claiming pension credits - leading to £2.7 billion in credits not being claimed this year - according to research by a independent financial advice research company.

Unbiased.co.uk found that pension credits, a government scheme guaranteeing people over the age of 60 a...

Elderly people should investigate finances 'for forgotten cash'

Thu, 09 Aug 2007 00:00:00 +0000

It is likely that "the majority" of money lying in dormant investments and bank accounts belongs to elderly people, Credit Action said today.

Deputy director of the money education charity, Chris Tapp, said that elderly people are more likely than most to overlook past investments and encouraged those who believe they...

'Strongest risk factor for breast cancer is age'

Wed, 08 Aug 2007 00:00:00 +0000

Age has been identified as the "strongest" risk factor associated with breast cancer and it is "most important" that women over the age of 50 attend regular breast screening appointments, according to Cancer Research UK.

Alison Ross, cancer information officer, said that women who become mothers later in life will have...

'Financial advice should be sought' before buying an annuity

Tue, 07 Aug 2007 00:00:00 +0000

People should seek financial advice before deciding which type of annuity is right for them, Norwich Union advises.

Media relations executive at the insurer Robert Pell said that an annuity will be "the most major purchase" for people's retirement, because "once you've bought it, you've got it for the rest of...

Changes in longevity result in some people getting lower annuity says FSA

Mon, 06 Aug 2007 00:00:00 +0000

Some people are getting lower annuities for the same pension pot due to changes in longevity, the Financial Services Authority (FSA) has announced.

FSA press officer Robin Gordon-Walker said "Broadly speaking, if on average people are going to live another ten years, then they can get ten per cent of their...

Alcohol misuse in senior citizens "a hidden area of research"

Fri, 03 Aug 2007 00:00:00 +0000

Misuse of alcohol among older people receives a marginal amount of attention and is often described as a "hidden" field of health research, Alcohol Concern has announced today.

The agency on alcohol misuse expressed concern over the welfare of older people, stating that middle-aged people are likely to drink on a...

Downsizing 'offers financial flexibility'

Thu, 02 Aug 2007 00:00:00 +0000

Many older people choose to downsize their properties in order to gain increased financial freedom after their children leave home, one property firm has suggested.

Property Sale Solutions, a company which offers information on such subjects as equity release and downsizing, has stated that people choose to find a smaller property...

People 'should save more for retirement'

Wed, 01 Aug 2007 00:00:00 +0000

Britons must save more for their retirement if they want to enjoy their old age comfortably, a new study warns.

A report by Abbey Savings found that the average Briton has saved just £7,179 for retirement by the time they reach 50, leaving them to face a "challenging" retirement.

The over-50 age...

Website 'will mean better care in homes'

Tue, 31 Jul 2007 00:00:00 +0000

Standards of service in care homes are hoped to be increased with the unveiling of a new website from age equality charity Help the Aged today.

My Home Life is intended to connect care homes across the country, so that best practice can be shared across all levels of such organisations...

Older people 'are more honest vendors'

Mon, 30 Jul 2007 00:00:00 +0000

Older people are far more likely to sell their homes on an honest basis than their younger peers, according to new research.

A carried out by Saga, a finance specialist focused on the older market, found that three-quarters of people over the age of 50 would definitely not consider lying in...

Health clubs 'could do more' for elderly

Fri, 27 Jul 2007 00:00:00 +0000

Health clubs could take more initiative in providing facilities and services for the elderly, one group has claimed.

Help the Aged, a charity which lobbies for rights for older people, has said that residential care homes often lack the facilities, training and manpower to offer exercise programmes to their residents.

It added...

Equity release 'can only be sold appropriately'

Thu, 26 Jul 2007 00:00:00 +0000

Equity release products can only be recommended to consumers when they are appropriate to circumstances, the Financial Services Authority (FSA) has assured the public.

The authority, which regulates the undertakings of financial institutions throughout the UK, states that an essential tenet of its guidance for financial advisers is that they must...

Cost of living 'rising faster for the elderly'

Wed, 25 Jul 2007 00:00:00 +0000

Inflation in the cost of living is increasing at a greater rate for those aged over 65, according to new research.

Prudential has released data which suggests that annual expenditure for older people is currently increasing at a rate of about nine per cent - more than double the national average...

Housing green paper "a missed opportunity'

Tue, 24 Jul 2007 00:00:00 +0000

The green paper issued by the government into solutions for the housing crisis has been labelled "a missed opportunity" by international charity Help the Aged.

In response to the paper, which was launched yesterday by the minister for housing and planning, Yvette Cooper, Help the Aged said that the government had...

Elderly drivers 'could be banned from the road'

Mon, 23 Jul 2007 00:00:00 +0000

The transport secretary Ruth Kelly is considering plans to impose an upper age limit on driving as part of new safety plans, it has been revealed.

According to the Daily Record, Ms Kelly is evaluating proposals for an upper limit in response to data suggested that 11,000 car accidents last year...

Sipp holders 'need to invest across a range of markets

Fri, 20 Jul 2007 00:00:00 +0000

British consumers approaching retirement who have put their money into self invested pension plans (Sipps) need to ensure that their product is carefully managed to avoiding losing out, one industry commentator has suggested.

Bestinvest, an independent adviser which focuses on the pensions sector, has stated that there is a danger that...

Government 'must encourage benefits engagement'

Thu, 19 Jul 2007 00:00:00 +0000

By ensuring that means-tested benefits are fully adopted, the government could help approximately half a million pensioners escape poverty, a new report from Help the Aged states.

Dubbed Meeting the Challenge – defeating pensioner poverty, the report was carried out by the Institute for Fiscal Studies.

Millions of pensioners do not claim...

Equity release 'is not a substitute for pension planning'

Wed, 18 Jul 2007 00:00:00 +0000

The equity that consumers have built up in their home should not be considered as an alternative to adequate pension planning, one adviser has stated.

Darren Carter, managing director of In Retirement Services, has asserted that equity release has provided a valuable source of income for a comfortable retirement for many...

Sustainability 'top of the agenda' for gardeners

Tue, 17 Jul 2007 00:00:00 +0000

Flash floods and thunderstorms blighting the start of summer this year has put climate change at the forefront of many people's minds - and not least the UK's gardeners, whose projects have not all faired well in the inclement weather.

In response to growing concerns about sustainability and the environment, the...

Simple steps 'can prevent accidents in the home'

Mon, 16 Jul 2007 00:00:00 +0000

Simply carrying out easy steps in the home can help prevent accidents among older people, according to a new report.

Caregivers looking after older relatives are advised to follow a series of Tips to a Safe Home Environment for Ageing Loved Ones by online community ShirleyBoard.com.

More than one third of elderly...

Britons 'not planning successfully for retirement'

Fri, 13 Jul 2007 00:00:00 +0000

Many people in Britain are not taking enough steps to protect their standard of living when they reach retirement, according to one financial analyst.

F&C Investments is calling for policy makers to put more emphasis on personal savings which it suggests are heading for crisis, because consumers are "shopping their way...

Brown 'should prioritise housing for the elderly'

Thu, 12 Jul 2007 00:00:00 +0000

In response to Gordon Brown's commitment to increasing the housing supply over the coming years, elderly issues charity Help the Aged has called for a commitment to housing the elderly.

The charity has asked for assurances that the new prime minister's promised three million homes will suit the needs of the...

Millions could be affected by 'pensions policy drift'

Wed, 11 Jul 2007 00:00:00 +0000

A new survey evaluating pension trends in the UK has suggested that "policy drift" could endanger the future finances of millions.

According to the Association of Consulting Actuaries (ACA), which conducted the survey, four in five defined-benefit pensions schemes run by companies are now closed to new entrants, while an increasing...

Stroke services consultation launched

Tue, 10 Jul 2007 00:00:00 +0000

A consultation evaluating the future of stroke services in England has been launched by the Department of Health (DoH), it has emerged.

The department has asserted that care of stroke patients is "lagging behind" that provided for heart disease and cancer, despite being the third-ranked cause of death in the country.

The...

Voucher scheme 'could improve levels of care'

Mon, 09 Jul 2007 00:00:00 +0000

Healthcare employers and experts have called on the government to give UK carers tax break vouchers, claiming that both the economy and the care service sector would both benefit from such a scheme.

According to recent research carried out by the London School of Economics, £37 million-worth of government investment could...

Voucher scheme 'could improve levels of care'

Mon, 09 Jul 2007 00:00:00 +0000

Over-55s 'most likely' to afford the cost of living

Fri, 06 Jul 2007 00:00:00 +0000

Britons reaching retirement may be pleased to read that the over-55s are more likely to be able to afford the cost of living than any other age group.

Such is the conclusion of research by financial provider Birmingham Midshires, which is publishing the results of a survey adding to its Life...

Elderly 'facing higher charges for fewer services'

Thu, 05 Jul 2007 00:00:00 +0000

Older people across the UK are being levied increasing charges for lower levels of service when seeking care and support, it has been suggested.

A new report from Counsel and Care suggests that the 'care gap' is widening - meaning that support such as help with shopping or cleaning is...

Elderly 'receiving poor mortgage advice'

Wed, 04 Jul 2007 00:00:00 +0000

Mortgage advice for the elderly is frequently not suited to their needs, it has been determined.

The Financial Services Authority (FSA) claims that in many cases, the elderly are sold mortgages with disregard to how they will meet their repayments.

Investigations conducted under the FSA's Mortgages into Retirement campaign found that one...

'Greater planning needed' for retirement

Tue, 03 Jul 2007 00:00:00 +0000

Britons need to plan in more detail to avoid affordability issues during retirement, it has been claimed.

Research conducted by retirement specialist Tomorrow found that many pensioners in the UK believe they have not saved enough money to fund their twilight years.

Some 18 per cent told the firm that they expect...

Over 60s 'need tailored banking'

Mon, 02 Jul 2007 00:00:00 +0000

People over the age of 60 require financial services tailored to the needs of their age group, one building society has said.

According to Coventry, age affects the kind of financial provision consumers desire - a factor which influenced its launch of an online account for the over-60s.

"We specifically wanted to...

Advice 'essential' when buying abroad

Fri, 29 Jun 2007 00:00:00 +0000

Seeking sound legal advice is essential for consumers looking to buy property abroad, one financial services provider has advised.

According to HSBC spokesperson Karen Garner, "when you're buying abroad, the legal side of it is completely different to over here and you need to ensure you have good advice behind you...

Cracked pavements 'isolating the elderly'

Thu, 28 Jun 2007 00:00:00 +0000

Damaged or uneven pavement caused 2.5 million older people in the UK to fall last year, a recent survey has revealed.

Help the Aged has used National Falls Awareness Day, which took place earlier this week, to encourage older people to put pressure on local authorities to act on the state...

Free care framework 'will end postcode lottery'

Wed, 27 Jun 2007 00:00:00 +0000

The "postcode lottery" currently faced by elderly people trying to gain free nursing care is set to be addressed today as ministers publish guidance on the issue.

New guidelines will be unveiled by the care service minister, Ivan Lewis, which will detail who will be able to qualify for free care,...

Medical insurance 'trapping older holidaymakers'

Tue, 26 Jun 2007 00:00:00 +0000

Older people wishing to take in foreign climes on their holidays are being held back by the prohibitive cost of travel cover.

According to the Mail on Sunday, travel insurance gets more costly with age as a result of the increased likelihood of making a claim.

This is causing problems...

Retiring abroad becoming 'increasingly common'

Fri, 22 Jun 2007 00:00:00 +0000

With both transport links and property in Europe becoming increasingly available, ever growing numbers of older people are choosing to retire abroad, according to one firm.

The BuyAssociation, an impartial overseas property advice service, has asserted that better transport links and the falling price of healthcare abroad is encouraging the development.

Paul...

Gardeners 'should check their home contents insurance'

Thu, 21 Jun 2007 00:00:00 +0000

As the summer months begin to get properly underway, many of Britain's gardening enthusiasts are looking to spend time improving their gardens, with a total of £56 million due to be spent on projects over the next three months.

Insurance firm esure has suggested the figure as that likely to be...

Care homes 'not covered by human rights law'

Wed, 20 Jun 2007 00:00:00 +0000

Private care homes tasked with ensuring the welfare of the elderly on behalf of local authorities are not covered by human rights laws.

Such is the conclusion of the law lords, reached today in a three-two majority, in a development which could affect up to 300,000 residents across the UK.

The decision...

Elderly cash 'to be linked to inflation'

Tue, 19 Jun 2007 00:00:00 +0000

Ministers have this week signalled their intention to link care payments for the elderly to inflation, alongside a nine-month review of the policy.

Pledges made by government ministers are set to come into force next spring, CareandHealth reports, while Lord Southerland of Houndwood has been tasked with reviewing the mechanics of...

Pensioners 'lack basic home security measures'

Mon, 18 Jun 2007 00:00:00 +0000

Millions of elderly people in the UK are putting their safety at risk by failing to install basic security measures, new research suggests.

Retirement finance and property specialist Homewise has suggested that a lack of funds is the root cause of the shortfall in security devices for the group.

According to the...

Personal accounts 'a major step forward'

Fri, 15 Jun 2007 00:00:00 +0000

Government responses to submissions made on the white paper on personal accounts have been welcomed by a number of industry parties.

Yesterday the government announced proposals for a yearly limit on personal account contributions, set at £3,600 with indexation up to 2012 - a significant fall from the £5,000 limit formerly...

Elderly inflation rate 'more than a third higher'

Thu, 14 Jun 2007 00:00:00 +0000

The rate of inflation experienced by elderly people is more than a third higher than the headline rate, according to one organisation.

Releasing its monthly Age and Inflation Alert today, the Alliance Trust argues that, while the official rate of inflation stood at 2.5 per cent in May, the level of...

Steps needed to enable 'longer working and saving'

Wed, 13 Jun 2007 00:00:00 +0000

Policy makers need to take action allowing older people to work and save for longer in order to improve their quality of life, Help the Aged has asserted.

The charity makes its announcement today in response to the findings of its Spotlight on Older People in the UK study, which revealed...

Pension system offerings 'improving in UK'

Tue, 12 Jun 2007 00:00:00 +0000

The offerings made by the UK state pensions system is improving, in contrast to many developed countries, according to one international organisation.

Of its 16 member states, the Organisation for Economic Cooperation and Development (OECD) has said that the UK is joined by Hungary alone in terms of increasing the average...

Occupational pensions 'safer than they have been'

Mon, 11 Jun 2007 00:00:00 +0000

The National Association of Pension Funds has defended occupational pensions, stating that they are "a lot more secure than they have been".

Commenting upon the faltering of confidence in the funds following the pensions crisis, the association stated that work still needed to be done to boost savers' trust and increase...

'Vast majority' of care homes give good service

Fri, 08 Jun 2007 00:00:00 +0000

Cases of neglect and abuse in care homes do raise issues about the standard of treatment in homes, as well as highlighting the need for clear complaint procedures, one charity has asserted.

Counsel and Care, a national charity dedicated to the care and support of older people, their families and carers,...

Retirees 'work for social interaction'

Thu, 07 Jun 2007 00:00:00 +0000

Many over-55s are choosing to continue in the workplace in order to stave off boredom and maintain social networks, it has been claimed.

A recent survey by Birmingham Midshires established that around one third of over-55s expect to continue working past the traditional 65 retirement age- but not only to continue...

PPF announces launch of new initiative

Wed, 06 Jun 2007 00:00:00 +0000

The UK's Pension Protection Fund (PPF) has announced the launch of a new initiative for those participating in employee pension schemes.

Launched in the form of a new book, the initiative has been devised in order to help increase the understanding of the workings of PPF compensation.

"Independent research showed us that...

Pensions recommendations 'welcomed'

Tue, 05 Jun 2007 00:00:00 +0000

Recommendations from the former president of the Institute of Actuaries over the regulation and protection of workplace pensions have been welcomed by minister for pensions reform James Purnell.

The minister praised the work of Paul Thornton who was appointed to carry out the review in January 2007.

"We intend to fully implement...

Pensions bill 'could make protected rights pensions more expensive'

Mon, 04 Jun 2007 00:00:00 +0000

Alterations to the pensions bill 2007 could result in reduced flexibility and increased costs for protected rights pensions holders, according to Standard Life.

The life assurance firm states proposed changes mean that married people, or those in civil partnerships, will be required to buy a 50 per cent partner pension with...

Equity release 'often used to clear debts'

Fri, 01 Jun 2007 00:00:00 +0000

About one in three people taking out equity release use it as a means of clearing debts in retirement, an independent financial adviser has suggested.

Key Retirement Solutions asserts that, while debt in retirement can affect both quality of life and disposable income, increasing numbers are releasing the equity in their...

Quality care should be 'expected' by older people

Thu, 31 May 2007 00:00:00 +0000

While many of the needs of older people are becoming increasingly recognised, progress is needed in highlighting what they expect from care services.

Such is the opinion of Paul Snell, chief inspector for the Commission for Social Care Inspection (CSCI), which he expressed this week to the National Pensions Convention (NPC)...

Older people 'have time to consider financial options'

Wed, 30 May 2007 00:00:00 +0000

Elderly people considering releasing the equity in their homes are often better informed than is imagined.

Such is the opinion of the managing partner of Caesar and Howie, David Borrowman, who has stated that pensioners are in many cases more financially astute than first-time buyers.

Writing in the Sunday Post, Mr...

Over-60s 'contributing billions'

Tue, 29 May 2007 00:00:00 +0000

A new report from financial heavyweight HSBC has suggested that, rather than representing a drain on the global economy, the over-60s are the source of billions of pounds of activity.

A worldwide survey by the bank, in coordination with the Oxford Institute of Ageing, revealed that through taxation, volunteer work and...

Treatment abroad 'could invalidate insurance'

Fri, 25 May 2007 00:00:00 +0000

People considering travelling abroad in order to receive medical treatment may not realise that their insurance could well be invalidate, it has been suggested.

An adviser from healthcare company Private Healthcare UK has suggested that this is a "significant problem" because many consumers are unaware that their insurance will not pay...

'Substantial savings' could be made on IHT

Thu, 24 May 2007 00:00:00 +0000

It is possible for most Britons to significantly reduce the impact of inheritance tax on their estate by undertaking some simple actions, according to one group.

Bradford and Bingley has published a list of tips on reducing an individual's tax burden, among which is advice on minimising the effects of inheritance...

UK pensioners 'face lifestyle barriers'

Wed, 23 May 2007 00:00:00 +0000

A significant proportion of UK pensioners face a number of barriers preventing them from leading the lifestyle they would choose, according to one organisation.

Help the Aged has commented on a recent report from financial provider HSBC, entitled The Future of Retirement, which welcomed the increasing active lifestyles led by Britain's...

Equity release 'becoming more competitive'

Tue, 22 May 2007 00:00:00 +0000

The equity release market is becoming increasingly competitive - a fact which is likely to improve the lot of consumers, one industry body has suggested.

Financial adviser Ruthven and Associates has stated that, as more products come onto the market, rates are improving for those hoping to release some of the...

Government 'not delivering promises on personal accounts'

Mon, 21 May 2007 00:00:00 +0000

The government is failing to fulfil its promises regarding personal accounts, the Association of British Insurers (ABI) claims.

Stephen Haddrill, the director general of the ABI, told the Institute of Economic AffairsaEuroTM (IEA) Future of Life Assurance conference that the government must ensure that personal accounts complement rather than compete with...

Rise in state pension claimants

Fri, 18 May 2007 00:00:00 +0000

The number of people claiming state pensions has risen, according to the Department for Work and Pensions.

Figures suggest that the number of people receiving state pensions increased to almost 12 million in the period up to November 2006.

This represents a 145,000 year-on-year rise, implying that increased numbers of people are...

Elderly 'not claiming pension credits'

Thu, 17 May 2007 00:00:00 +0000

As many as 1.6 million pensioners in the UK are not claiming all of the pensions credits to which they are entitled, a new report suggests.

According to the Commons Public Accounts Committee, the Department for Work and Pensions has not met its target to pay the credit to three million...

Inflation 'hitting the elderly harder'

Wed, 16 May 2007 00:00:00 +0000

The rate of inflation faced by elderly consumers in the UK is much higher than the headline inflation rate indicated by the consumer prices index (CPI), it has been suggested.

New research from the Alliance Trust Research Centre shows that inflation rates faced by the over-75s stands at 4.0 per cent,...

Bus pass scheme 'set for national roll-out'

Tue, 15 May 2007 00:00:00 +0000

The move towards free off-peak travel for disabled people and the elderly in Britain has received a boost, with a second reading heard by MPs.

The concessionary bus travel bill had been through the Lords, has passed its second reading in the Commons and will now be considered by committee.

While...

Older people express hospital dietary concerns

Mon, 14 May 2007 00:00:00 +0000

A number of older people have taken the opportunity to express their experiences of being in hospital at a special event organised by Age Concern on Friday.

The event allowed elderly people to put their concerns to NHS chief executives and nursing staff in the hope of addressing problems with hospital...

Equity release 'an accepted part of retirement planning'

Fri, 11 May 2007 00:00:00 +0000

Since the pensions crisis, equity release has become an increasingly accepted method of funding retirement, it has been suggested.

Insurance firm Norwich Union has stated that home reversion plans and other methods of equity release were being considered more often by pensioners and those approaching retirement.

It recommended thoroughly discussing financial plans...

Insurers 'should not be allowed to use genetics' to assess applications

Thu, 10 May 2007 00:00:00 +0000

Medical insurers should not be able to assess individuals' risk of developing illness based on genetic tests, according to the Human Genetics Commission.

A spokesperson for the HGC expressed its strong support for a moratorium which aims to prevent insurers evaluating health risks based on genetics.

Agreed by the Association of British...

Government record on pensioners 'condemned'

Wed, 09 May 2007 00:00:00 +0000

The government's performance on issues regarding pensioners in recent years has been condemned by a poll of elderly voters.

A Nationwide Age Referendum, carried out by the National Pensioners Convention (NPC), has evaluated the opinions of the UK's elderly since February and published its results yesterday.

The largest survey of its kind...

Over-55s 'experiencing most difficulty with debt'

Tue, 08 May 2007 00:00:00 +0000

UK citizens over the age of 55 are demonstrating the most difficulty in dealing with debts, according to new research.

A survey carried out by insolvency firm Thomas Charles suggests that around one in four people in the age group with debts higher than £10,000 were either "quite likely" or "certain"...